Category Archives: Money Management

Media & Adventist Benefits- Happy Wal-Mart Employees and Ministry Placement

From the article “FLY ON THE WALL; UNDERCOVER AT WAL-MART” by Charles Platt in The New York Post, February 7, 2009 

“…If Wal-Mart was such an exploiter of the working poor, why were the working poor so eager to be exploited? And after they were hired, why did they seem so happy to be there? Anytime I shopped at the store, blue-clad Walmartians encouraged me to “Have a nice day” with the sincerity of the pope issuing a benediction….” 

“On average, anyone walking into Wal-Mart is likely to spend more than $200,000 at the store during the rest of his life. Therefore, any clueless employee who alienates that customer will cost the store around a quarter-million dollars. Continue reading

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Filed under Discipline, Media & Adventist Benefits, Money Management, Outreach, Pastoring, Small Groups, Youth Ministry

S.K.W.S.T.A.- Vicky Zygouris-Coe, Ministry Leader, Pastor’s Wife and Educator

“I believe that God’s will is God’s bill.”

          — Dr. Vicky Zygouris-Coe is a pastor’s wife, Associate Professor, Education, University of Central Florida, College of Education and serves on the pastoral staff of Life Changing Christian Centers, an Adventist congregation in Mt. Dora, FL. Life Changing Christian Centers sponsor Thrift Stores, Children’s Ministries and many other activities that would seem hard to fund. But as the leaders have pursued God’s will He has provided for their wide variety of ministries. She Knows What She’s Taling About (S.K.W.S.T.A.)


Filed under H.K.W.H.T.A. (He Knows...), Money Management, Outreach

Lifelong Learning- Miscellaneous Websites

Here are a few miscellaneous websites and articles you might find useful–

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Filed under Lifelong Learning, Money Management, Pastoring

What Works For Me- Top Stories

If you missed them you might want to read them now. Here are the top five most viewed stories in the “What Works For Me” category during the past year. Please add your additional comments at the end of any of these posts–

  1. WHAT WORKS FOR ME… In Helping people with sexual addictions, pornography, etc.
  2. What Works For Me in… Saving Money on my Taxes
  3. What Works For Me in… Finding Sources of Sermon Illustrations
  4. What Works For Me in… Keeping My Personal Time With God Meaningful
  5. What Works For Me in… Outreach at Halloween, Thanksgiving and/or Christmas

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Filed under Bible Study, Family, Money Management, Outreach, Pastoring, Prayer, Preaching, Sexual Issues, What Works For Me in...

What Works For Me in… Saving Money on my Taxes

How does the old saying go? There are two things you can never avoid- Death and Taxes. But is there any way to legally save on taxes? Please share your ideas and comments in the section below.

Sharon Staddon, Treasurer of the Alaska Conference of Seventh-day Adventists, along with her husband, Theron, has counseled many Adventist pastors about their taxes for years. While she doesn’t claim to be an IRS professional, she recently shared these helpful insights Continue reading

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Filed under Family, Lifelong Learning, Money Management, What Works For Me in...

Where Should We Plant New Adventist Churches?

250 Largest Cities in Continental USOur message is to go to everyone! The best place is large metro areas where there are lots of people. Other areas can be considered.


Too much effort in a few places vs. more effort in the many, many cities—

The work has been confined to a few centers, until the people in them have become gospel hardened. Continue reading


Filed under Church Planting, Money Management

How Can Existing Churches Help Raise Up New Churches?

“Upon all who believe, God has placed the burden of raising up churches, for the express purpose of educating men and women to use their entrusted capabilities for the benefit of the world, employing the means He has lent for His glory. He has made human beings His stewards. Gladly and generously they are to use the means in their possession for the advancement of righteousness and truth. They are to employ His entrusted talents in Continue reading

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Filed under Church Planting, Money Management

God Kept Giving Me Money to Give to India Missions

By a Northwest Church Member
(Written 2/25/2007)

I am self employed. I have no regular income. I have been running a high speed computerized lathe making parts. I also have a friend who had been going to India as a missionary for several years. He encouraged me to go hold a series of meetings. I thought this would be a lot of fun, to go and help the Lord’s cause.

Those going needed to raise $1,500 for each village they were trying to reach. This is to pay for an Indian Bible worker, Bibles for new members, a public address system, and maybe some funds to help for the land for a church. In addition to that we would need to find the money for a church building for the new believers. The cost of a church would depend on the number of people baptized in a village. If there were less that 100, then the church building and the rest of the land would cost about $3500. The next size was $5,000 then $7500 and $10,000. The Southern Asia Division needed the money for evangelizing the villages at least 2 months before the American Teams would come and hold the meetings so they could send in the Indian Bible workers to start meetings and develop interests.

It seemed to me that it would cost about $3500 to get the tickets, equipment, food, and lodging just for me to go and if I wanted to do a 5 village effort that was $7500 more. I could not see where I could find that kind of money. I knew that I had a check coming for $8,000 from parts but I needed that money to pay bills and my house payment. Looking over the situation, it seemed to me that if I stayed home, I could fund 2 more villages for those who were going. I decided to stay home and send more money. I felt the Spirit pushing me. A friend gave me $1000 and I gave 8,000 which allowed six more villages to be prepared for those who were already going. By the end of the meetings there were 200-300+ member churches in each of those villages.

Back to the story, I just gave away my money, so I said “Well Lord, You are going to have to find me some money for my house payment because I don’t have it.” I put an ad in the paper and sold a piece of property in the middle of the winter that closed and funded in 15 days. What a miracle! I had been trying to sell it for months but it didn’t sell. There is no question that I needed the money. Two weeks later I got another lathe contract, this time for $80,000. Guess what? God wanted a part of it. Why did that sound surprising? We argued about it and it seemed as though He wanted ½. I said “Well it is your money, You can have it.” So I set the ball rolling for another 27 villages. There were more villages that could have been entered if we had had more money. I needed to pay for my bar stock and other things but the money donated resulted in over 4000 people being baptized. A year later there were over 5000 in these same villages. I have no clue how many there are there now. I’m sure I will see many of them in Heaven when I get there.

Another way I saw God leading that year was when I donated and also sold another lot for mission work in India. This resulted in a tax deduction of $32,000. The sale of the other 2 lots was over $60,000, but with the deduction of $32,000 and some other deductions, my Federal tax was only $260. Deeding property to God’s cause is a good way to further the work in a mighty way.

Looking back I can see that I needed to stay home to run the lathe. It would have been the wrong time to leave. God knows best. I gave so much out of my operating cash flow that things were tight. I guess that that should be expected. I said to myself “It’s nothing since, after all, He hung on the cross. Being short of money is nothing.” I got another contract the next year and I was building a house in another town. I set the machine running in the morning and went to work. I came back in the evening, cleaned out the chips, put more bar stock on the automatic bar feeder, and went home to dinner. Later I came back to repeat the process then went home to bed. The machine ran around the clock without making bad parts for months, producing record weeks. I stopped it only for Sabbath and cleaning and setting new bits. It ran better than if I had been standing there watching it. Considering that I was turning stainless steal and required to hold close tolerances, this is unreal.

I see another incredible opportunity on the horizon, and I know that He has something big in mind. We are to expect big things. My friend if you want an incredible life, give your heart and your things to God, put your shoulder behind something that God wants done and push hard and don’t be surprised if He pushes you into incredible things. May God help you find His will for your life.


Filed under Global Missions, Money Management

Money Available For Qualified Church Planting Initiatives

Each year the General Conference and North American Division set aside money for new church planting efforts. Information and Applications are available only through conference offices. Projects approved by the conference are forwarded to the union and then the division office. If your district has a project that might qualify please contact your conference global missions/church planting coordinator immediately. All requests for 2007 must be processed through their conferences and unions and be received by the North American Division by January 31, 2007. (Whether outside money is available or not, each church with 300+ members is encouraged to make plans to start Adventist work in a new community or neighborhood or among a new demographic group every few years.)

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Filed under Church Planting, Money Management

Planning to Plant a Church in 2006? Could you use some financial assistance?

Every year there is some funding available for planting churches in the North American Division. If you or your district are considering planting soon it would be good to contact your conference ministerial director immediately. Funding requests need approval of conference, union & NAD and are due by March 15th of the year for funding. Keep in mind our three target areas for church planting in the NPUC (see

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Filed under Church Planting, Money Management